Membership News & Announcements Take a Bow—National Community Bank Service Awards Nominate your community bank for the 2013 National Community Bank Service Awards sponsored by FIS. ICBA recognizes the important role community banks and their employees play in supporting their local communities through generous acts of community service. If you’re a community bank with a community service or volunteer program, no matter how big or small, we want to hear from you. Describe your bank’s program and help us honor the commitment of your bank and its employees.
National Award recipients will be recognized in the April 2013 issue of the nationally recognized community banking magazine ICBA Independent Banker. National Award recipients will also be recognized during ICBA’s National Convention, March 11-15 in Las Vegas, Nev. The Grand National Award recipient receives roundtrip airfare, convention admission and hotel accommodations courtesy of ICBA.
As a bonus, the Grand National Award recipient receives $1,000 to use toward future community service efforts. National Award recipients each receive $500 for their programs.
Dues Auto-Renewal Saves Time, Money More than half of ICBA’s member banks are using auto-renewal for their annual dues. If you are interested in this method, please register your bank now to auto-renew via ACH and let us do the work for you; no paperwork, no mailing costs, no hassle!
October’s ICBA Independent Banker Issue Out In this month’s cover story in ICBA Independent Banker, community bankers sound off on the harmful effects of applying the proposed, highly complex international Basel III capital standards would impose on their local institutions, on their customers and on their Main Street communities. As part of this month’s regulation and compliance focus, the issue includes articles explaining the use of terminal risk analysis to calculate alliance of loan and lease losses and several stories offering ideas, solutions and advice to deal with today’s challenging compliance environment, including articles on establishing strong compliance programs for social media activities and handling customer complaints.
Other coverage, appearing both in print or online at IBmag.org, includes articles on key metrics for tracking and achieving greater noninterest income performance; on the right loan reporting to the right people; on executive benefit plan options; and on the inspiring professional and life lessons of Oregon community banker Jeff Guisinow.
Products & Services Why Lock in Energy Prices Now? APPI Energy, an ICBA Preferred Service Provider for energy procurement and management solutions, has released a Q&A to help community banks to understand what it means to “go green” and how they can help protect the environment – even in the absence of local green energy sources! Learn how your bank can advertise 100% green energy usage through Renewable Energy Credits.
Remote Check Deposit Capture Risk Toolkit Remote Deposit Capture continues to capture the imagination of bankers looking for low-cost solutions to serve customers with minimal expense. Although 67 percent of community banks offer RDC , there is still significant growth potential with business customers. Consumer and mobile versions of RDC are attracting more customers sp developing a sound RDC strategy based on your bank’s stated objectives is key.
The 2012 Edition of ICBA’s popular RDC Risk Toolkit provides a blueprint for your RDC implementation or updating your RDC product. The toolkit contains major revisions on important considerations such as compliance policies, technical requirements, and security implications. The toolkit includes 12 Excel and Word documents that can be used as is or modified as needed to meet your community bank’s requirements. The Excel worksheets have fully functional calculations and formulas.
Visit the ICBA Vendor Directory Visit ICBA's online vendor directory for a listing of companies that have illustrated their commitment to the community bank demographic by joining ICBA as corporate members and ICBA Preferred Service Providers. Companies are grouped alphabetically and by product and service.
Education Webinar: Increase Revenue Through Lifestyle Financial Service Offerings What lifestyle services do consumers want from their bank and more importantly what are they willing to pay for? ICBA, in conjunction with Market Rates Insight, is offering a webinar on Tuesday Oct. 16 to provide insight into consumers’ banking behavior and to provide information from its Emerging Lifestyle Financial Services report. The webinar, Demand for and Value of Lifestyle Financial Services will teach attendees:
• The types of services consumers are most likely to purchase—from identity theft alerts to overdraft transfer services; • How much consumers are willing to pay for services and how pricing varies; • How age, income and gender demographics affect the types of service offerings consumers prefer; and • The 7 Mega Trends of service fees.
Introducing: The New Visa Online Visa
and ICBA Bancard are excited to introduce a faster, easier way to
access the Visa resources your bank relies on. Visa Online, Visa’s
business-to-business extranet site, has been revamped to provide the
tools and information you need to support your Visa initiatives, in a
format that’s easier to navigate and use than ever before.
us for a webinar detailing the sight’s improved navigation on Tuesday,
Oct. 9, 2012 at 2 p.m. (Eastern time). Learn about the latest product
information, operating regulations, implementation guides, market
research, training and marketing materials … all the tools and
information you need to support your Visa programs.
Webinar: End of the Branch As We Know It? Opinions vary widely over the state of today’s branches – here to stay, in need of overhauling, or, as author Brett King contends, in danger of being gone tomorrow. This webinar by ICBA Preferred Service Provider Banker’s Dashboard will delve into branch realities to explore how the community bank branch can continue to thrive in the new face of customer interactions, and will offer tips for ranking and comparing branch performance as you evolve this channel’s role. Register online or contact Julie Durham at (770) 507-9894, ext. 104 for this informative presentation, which will be held at 2 p.m. (Eastern Time) on Tuesday, Oct. 9 and again on Thursday, Oct. 25.
Save the Date! Upcoming Events from ICBA Education Audio Conferences Oct. 9 Estate Planning
Western Region Seminars Oct. 11-12 Community Banking in the Future The "how" of community banking continues to evolve. Community banks of tomorrow will look, feel and operate differently than they do today. This conference is designed to define the path and keep you focused on what you need to do to prepare for the future.
Nov. 1-3 Community Bank Director - Western Issues Conference This conference is designed to help you establish, rebuild and/or sustain the growth and culture of the bank while providing new ways to look at, analyze and solve some of the industries toughest challenges. More Information:
Education Anytime, Anywhere Peruse ICBA’s comprehensive online education resource center for over 200 courses geared for community bank professionals. Topics range from compliance (bank specific) to human resources to personal development. Employees can earn certificates of completion, plus they can train at their convenience. More Information:
Webinar: Adapt for Success in a Transforming Industry Join ICBA Mortgage and Mortgagebot on Thursday Nov. 8 from 2-3:15 (Eastern Time) to learn how web-based technology can transform your enterprise-wide origination business into a “transactional point-of-sale”. See why other ICBA members—who are using it to streamline the application, product and pricing, compliance, disclosure, and approval processes—reveal it’s the best strategy to compete for profitable business, manage volume fluctuations, boost efficiency, remove compliance headaches, and deliver the self-serve online options their borrowers expect.